Chime Offer Guide: How to Complete It and Get $270-300

Chime is one of the highest paying offers on RevU: $270-300 for opening a new account and receiving a $200 direct deposit. Setup takes about 10 minutes, and the rest is waiting for your pay to land.

Offer Overview

What Is This Offer About?

Chime is a US financial technology company that provides mobile banking through partner banks. This offer pays you for opening a new Chime account and receiving at least $200 in qualifying direct deposits within 30 days of opening it.

The important thing to understand is that the $200 is not money you spend. It is your own paycheck routed into your Chime account, and it stays yours. That makes the $270-300 reward pure profit, which is rare for an offer of this size. What earns it a medium difficulty rating is not the money, it is the requirement that the deposit be a real payroll direct deposit.

Who Can Complete This Offer

Chime is US only. You need to be a US resident with a Social Security number and you need to pass identity verification during signup. If you are outside the US, this offer is not completable, no matter which offerwall shows it to you.

The real gate is the direct deposit itself. You need an employer payroll or a qualifying benefits provider, and you need to be able to change where that money lands. If you are paid in cash, by paper check, or through a platform that does not run ACH payroll, you will not be able to finish this one.

How the Offer Works

1. Click the Chime offer from RevU.
2. Register a new Chime account.
3. Complete identity verification during signup.
4. Set up your direct deposit with the account and routing numbers Chime gives you.
5. Receive at least $200 in qualifying direct deposits within 30 days of opening the account.
6. Wait for RevU to credit your reward.

Important Direct Deposit Rules

This is the part that decides whether you get paid, so read it before you start.

The deposit has to come from payroll or benefits. It must arrive from an employer payroll or a qualifying benefits provider. Transfers you make yourself from another bank account, peer to peer payments, and moving your own money around do not count as a direct deposit.

The qualifying total has to reach $200. It can be one deposit or several inside the window, but the total qualifying amount has to clear $200. Coming in at $190 means no reward.

The 30 day clock starts when the account opens. If you are paid monthly, open the account right after a payday so the next one lands comfortably inside the window instead of on the edge of it.

Crediting Time

The offer credits after the qualifying direct deposit is detected, not when you open the account. That detection can take a few days after the money hits your Chime account, so nothing showing up the same day is normal.

Between opening the account, your pay cycle, and the detection delay, plan for a few weeks end to end rather than a few minutes. This is not an instant offer, and treating it like one is how people give up on it too early.

Important Notes

New Chime users only. If you have had a Chime account before, the offer will not credit.

Use real and accurate personal information. Chime runs identity verification. Mismatched or made up details will stop the signup before you get anywhere near the reward.

Do not close your account before the offer credits. Closing early is the fastest way to lose the payout, even if you met every other requirement.

Keep proof of your direct deposit. A screenshot of the deposit in your Chime transaction history is exactly what support will ask for if tracking fails.

Do not switch your payroll back too soon. Let the deposit settle and the offer credit before you change anything about where your pay goes.

Why This Offer Is Worth Your Time

$270-300 is one of the biggest single payouts you will find on any offerwall. Compare it with game offers that need two weeks of daily play for $50, and the gap is enormous.

It is also not a deposit offer. There is no money at risk here, nothing you spend and hope to recover. The $200 is your own salary sitting in your own account. If you are in the US, have regular payroll, and can wait one pay cycle, this is close to the best value on the wall.

Common Mistakes to Avoid

Sending money from your own bank instead of payroll. A transfer you initiate yourself is not a direct deposit and will not trigger the offer, no matter the amount.

Falling short of $200. Check the qualifying total before the window closes rather than assuming your normal paycheck covers it.

Missing the 30 day window. Opening the account and then waiting three weeks to set up payroll leaves almost no room for error.

Closing the account too early. Wait for the reward to land in your RevU balance before you touch the account.

Using details that do not match. Your name and information need to match your identity documents, or verification will fail during signup.

Quick Recap

1. Open a new Chime account through the RevU offer.
2. Pass identity verification.
3. Route at least $200 of payroll or benefits into the account within 30 days.
4. Keep the account open and keep your deposit proof.
5. Get credited.

Profit Summary

Final Thoughts

Chime is a patience offer rather than a hard one. The steps are simple, the money is never at risk, and the reward is large. Everything comes down to whether you have payroll you can redirect and whether you set it up early enough to land inside the 30 day window.

If you are in the US and get paid by an employer, this is one of the few offers where a few hundred dollars costs you nothing but a little setup and some waiting.